Merchant Services & Pricing

Merchant Services & Pricing


1. Overview of Services

JMD Investment & Commodities Trading (JMDICT) provides institutional, B2B, and project-based transaction facilitation services, including:

  • Structured payment facilitation for trade and project finance transactions
  • Issuer-authorized card-not-present (CNP) transaction processing
  • Bank-led settlement coordination through regulated financial partners
  • Enhanced due diligence (EDD), KYC, and transaction verification services

JMDICT does not operate as a consumer retail merchant. All services are delivered on a pre-authorized, issuer-approved, and transaction-specific basis.


2. Transaction Authorization Model

Transactions facilitated by JMDICT are processed under an issuer-authorized framework, which may include:

  • Bank Dynamic Authorization Codes (DAC)
  • Visa tokenized card-not-present transactions
  • Enhanced verification and authorization controls

Authorization decisions are made by the issuing bank in accordance with applicable card network rules and regulatory requirements. Any merchant or acquiring relationship functions as a technical routing and settlement endpoint only, and not as a credit or underwriting facility.


3. Pricing Structure

Pricing for JMDICT services is not standardized or publicly fixed and is determined on a case-by-case basis, taking into account factors such as:

  • Transaction size and structure
  • Jurisdiction and settlement currency
  • Risk classification and compliance requirements
  • Processing method and authorization controls
  • Third-party banking, network, or administrative costs

Fees may include, where applicable:

  • Transaction facilitation fees
  • Processing and settlement fees
  • Compliance, verification, or administrative fees

All applicable fees are fully disclosed and agreed in advance prior to transaction execution.


4. No Hidden Fees

JMDICT does not apply undisclosed or retroactive charges.
Clients receive clear confirmation of applicable fees before any transaction is initiated.


5. Taxes and Third-Party Charges

Clients are responsible for:

  • Any applicable taxes, duties, or governmental charges
  • Fees imposed by issuing banks, intermediary banks, payment networks, or regulators that are outside JMDICT’s direct control


6. Changes to Pricing

Pricing and service terms may vary depending on regulatory, network, or banking requirements and may be updated from time to time. Any material changes affecting an active engagement will be communicated in advance.


7. Contact for Service & Pricing Inquiries

For inquiries regarding merchant services or pricing, please contact:

JMD Investment & Commodities Trading (JMDICT)
Phone: +44 7444 012762 | +1 868 319 4727
Email: director@jmduk.uk | jmd@jmdtrade.com

Support Hours: Monday to Friday, 9:00 AM – 5:00 PM (UK Time, GMT/BST)

Payment Gateway Tokenized CNP